RCBC Savings Bank Essay Example for Free

RCBC Savings Bank Essay I. Synopsis RCBC Savings Bank is a wholly owned subsidiary of one of the countrys top universal banks, Rizal Commercial Banking Corporation (RCBC). RCBC Savings Bank was incorporated on the 15th day of January, 1996 to provide retail banking services to its target clientele and serve as the consumer and retail banking arm of RCBC. RCBC Savings Bank formally started its thrift banking operations on the 27th day of February, 1996. It grew extensively in just over a year, from a lean one-branch organization with a seven-man skeletal force to an institution with a network of six branches supported by 106 full-time personnel in 1997. In September 1998, RCBC Savings Bank acquired selected assets and assumed deposit liabilities of Capitol Development Bank. As a result of the strategic alliance, the Bank further widened the reach of its branch network and became the 2nd largest thrift bank in the country with 117 branches. One of its branches is the RCBC Savings Bank La Paz in Iloilo City. It serves many Ilonggos in banking and financing services. Despite of its fast growing business, the Management paid no attention to some internal control aspects of its branches. Like the La Paz Branch many complaints from customers regarding the efficiency and slow-moving service of the bank. The long queuing of the customers every time they do transactions to tellers is really a problem; it decreases the goodwill of the company and much more the customer satisfaction. As we all know, the competition in banking industry is high and many banks are already here in Iloilo. How would the Management address this problem? What course of actions or solutions should the Management put in place to achieve higher customer satisfaction? Is the company really into realizing its vision to be the most-sought-after by the consumer market when it comes to financial products and services?

Drug Use in the 1960s Essay -- Essays Papers

Drug Use in the 1960s The time: the 1960s. The place: United States of America. Who? The youth. Doing what? Using drugs. Why? Many reasons. The 1960s proved to be a very turbulent time in the history of American youth growing up. There were many different activist movements all over the country. The primary drug user was the male college student involved in politics. He used mostly marijuana, some cocaine or LSD and of course alcohol. The sixites culminated with perhaps the biggest public scene of drug use ever: Woodstock. American youth in the sixties turned to drugs for a variety of reasons including the Vietnam War, the feeling of rebellion, activist movements, and the general pleasure-oriented society. The society in which these rebellious youth were growing up was one of the pleasure seekers. Dr. Donald B. Louria says "American public is literally enmeshed in an orgy of self-medication."1 Society was pleasure-oriented: the only things that mattered were those that appealed to the senses. When a pleasure-oriented society has too much leisure time, it leads to moral destruction. Simmel, a sociologist, stated "The deepest problems of modern life derive from the claim of the individual to preserve the autonomy and individuality of his existence in the face of overwhelming social forces."2 There were many issues raised in the sixties as far as activist movements. Kierna Mayo Dawsey states that the sixties was an "era marked by social protest and rebellion."3 These include racial justice, abortion, civil rights, women’s liberation, and the United States’ military role in Vietnam. These groups were trying to express "their commitment to such traditional American values as freedom, democracy, and equality."4 Bret Eynon st... ... 11. See Fort, 211. 12. See Fort, 220. 13. See Novack. 14. See Novack. 15. See Dawsey. 16. See Fort, 25. 17. See Fort, 157. 18. Harry Nelson, "LSD Still on Some Minds," Los Angeles Times, 25 March 1991, B3. 19. See Fort, 36. 20. See Fort, 36. 21. See Nelson, B3. 22. Lawrence J. Dessner, " ‘Woodstock,’ A Nation at War," (Toledo, Ohio: Toledo University), 769. 23. See Dessner, 771. 24. See Dessner, 776. Mary C. Dufour, "Twenty-five Years of Alcohol Epidemiology: Trends, Techniques, and Transitions," Alcohol Research and Health Spring 1995: 77-84. David C. Lewis, "Putting Training About Alcohol and Other Drugs Into the Mainstream of Medical Education," Alcohol Research and Health 1989: 8+. Brent Q. Hafen ed, Drug Abuse: Psychology, Sociology, Pharmacology. (Utah: Brigham Young University Press, 1973).

The Battle of the Little Bighorn

In 1861 the US government introduced the reservation solution. Plains Indians were to be moved to designated areas known as reservations. There they would receive payments from the government and be taught the ways of the white men. However the Indians who refused to surrender their lives and the Grace land that they and their brothers had lived upon, long before the white men's unexpected arrival, soon disrupted this plan. The breaking of the treaty, which prevented white settlers to settle upon their land, and also them passing through it, angered Red Cloud. There were many Sioux attacks on travellers. These attacks went on for many years, until 1866. The US army ignored their accusations and set up forts along the reservation, to prevent further attacks. Red Cloud in disgust attacked the army. The forts, which had been built upon the Bozeman trail, were soon under siege. The Sioux alone were not strong enough to capture the forts, which were equipped with weaponry the Plains Indians had rarely see before, Rifles. Red Cloud kept a force of several Sioux Bands and had also allied with the Arapaho and the Cheyenne. The incentive, of their livelihoods spurred them on. They fort for many months. Red Cloud also had the vision to try and persuade the Crow, traditional enemies of the Sioux, to fight with his people. Although this did not happen, Red Cloud and his people fought on. In 1868 the government admitted that the Indians could not be defeated militarily. So the Us government signed the treaty of Fort Laramie, which saw the creation of the great Sioux Reservation. No non-Indians were to set foot inside this reservation. As soon as the army had left, the forts were burnt to the Ground. It was the start of many years of peace for Red Cloud. However not all of his people agreed with the life that they had been hand fed. Red Clouds power decreased and the Sioux now looked towards the more militant leaders such as Sitting Bull and Red Cloud. However there were worse times to come for the people of the Sioux. The Peace Treaty could not be maintained forever, could it? In 1874 a man by the name of George Armstrong Custer led the seventh Cavalry to the Black Hills, to see whether the area held, the shiny stone that the White Men craved. In doing this he broke the Peace Treaty of Fort Laramie, which had been signed 6 years earlier. Custer had found Gold, hills full of it, ‘From the grassroots down'. This enticed thousands of miners, in search of happiness to the area. The army could not prevent this, and the government did not want to. The Sioux did. The inhabitants attacked many miners. The Government of the United States offered huge sums of money, per year, to the Sioux, in return for the rights to the Gold that they were obviously not using! But the Indians were not interested in round pieces of metal, that the white men exchanged and they were bot willing to give up the Birthplace of their people up easily. In December 1875 all Sioux were ordered to return to their disturbed reservation. The Indian numbers made this hard. There were reported to be 7000 Indians, amongst them Crazy Horse and Sitting Bull. Sitting Bull refused to agree to reservation life, and so many Sioux looked upon him as their new leader. February 1876 saw the army been ordered that any Indians that was not inside the reservation were to be treated as Hostile. This led to a three- pronged campaign, ordered by General Philip Sheridan. The campaign that followed led to the Battle of the Little Bighorn. Bighorn being the mountain ranges where the battle was to take place. And so George Armstrong Custer and his 7th Cavalry set out along with two other parties to force the Indians back to their reservations. Custer rode along the Rosebud River with the men he had been allocated by General Terry. Whilst riding into position, Custer spotted the Sioux village about 15 miles ahead. Custer contemplated attacking, ignoring the conversation he had had with General Terry earlier, Terry: â€Å"Don't be greedy, wait for us† Custer: â€Å"No, I won't Little did any of them know, that this would be one of the most controversial and misinterpreted conversations, ever made? Custer ignored Terry's orders and prepared to fight. He split his battalion up in three, and planned to send troops under Captain Frederick Benteen, who was ordered to prevent the Indian's usual tactic or escaping. Another group of men were given to Major Marcus Reno, who was to pursue the group. Custer hoped to attack the camp from the North and South Simultaneously. By looking at the tactics he pre-prepared, you would come to the conclusion that he was a very intelligent man, with a lot of experience and will power. However, he was soon to realise that these tactics were not properly thought out, in fact they were soon to be the biggest mistake of his life. A life that, would not see another battle, or another day. Custer had not used his Scouts well; he had barely used them at all. He had Indian Scouts from the enemy tribe of the Sioux, who could of told him a great deal about the strength of the Indian Camp he was preparing to attack, about the firepower of the Indians and the terrain that surrounded the camp. Custer sidelined the scouts, he was the man that ran the show, he knew everything, and he was the noble and brave war veteran. Well, at least this is what he had thought, and if truth were told, so did his men. They had not lost under Custer; he was a respected and experienced Indian fighter. He had never needed scouts before, why was this battle going to be any different? He needed Scouts, especially ones who could blend in, and this would be different. Little did George Armstrong Custer know that the Indian camp he was about to attack with only his battalion was three times his strength, containing not only Sioux, but also Cheyenne warriors. Custer' s plan was put into action: Reno's squadron of 175 soldiers attacked the northern end of the camp. Quickly finding themselves in a desperate battle with little hope of surviving, Reno halted his charging men before they could be trapped and killed, they fought for ten minutes in un-orderly state, hoping that it wasn't going to be their scalps upon the mass of tee-pees they saw before them. Reno withdrew his men into the woods that lined the river. When that position proved indefensible, they retreated uphill to the bluffs east of the river, pursued hotly by f Cheyenne and Sioux Warriors. Just as they finished driving the soldiers out, the Indians sighted roughly 200 of Custer's men coming towards them, through the tough terrain at the other end of the village. This then took the pressure off of Reno's men. Cheyenne and Hunk papa Sioux together crossed the river and locked horns with the advancing soldiers, forcing them back to a high ridge to the north. Meanwhile, another force, largely Oglala Sioux under the command of Crazy Horse, swiftly moved downstream and doubled back in a sweeping arc. This boxed the un-defeated men of the 7th cavalry enveloping Custer and his men in a pincer move. The Indians began pouring in gunfire and arrows. Gunfire came from Winchester repeating Rifles. Rifles that they traded with white men for fur. The exact rifle that Custer had ordered to be left behind, as this would hold his men up, in a battle where, he thought, guns were not necessary. Custer thought a lot of things would weigh him down. The gattling Guns, Sabres and extra troops for example. All because he thought they'd slow him down. But how much he would of wanted them despite their ‘weight', whilst surrounded by the ‘savages' he had promised to leave in peace. The peace was broken, and so was Custer's plan. As the Indians closed in, Custer ordered his men to shoot their horses and stack the carcasses to form a wall, but they provided little protection against bullets. In under an hour, Custer and his men were killed in the worst American military disaster ever. Proving that Custer was greedy and Custer didn't wait. There were many factors that led to the defeat of Custer. However by reading the facts about the war, above, you can see that Custer eyes were clouded over. An urgency to go down in American history as the noblest man, the greatest Indian slayer and most of all The President of the United States. A great Indian slayer should be able defeat a camp of Indians on his own? This was why George Custer did not use Scouts. Therefore he ran into a camp that was 3 or 4 times larger than he had first anticipated. So the men he obtained, of which he thought he had sufficient were out numbered 3 to 1. This obviously was a huge factor to why he and his men were slain. He did not expect to come across a camp of this size, let alone a camp that were equipped with a greater fire power than his squadron. This was another factor. Custer had not expected the Indians to have Guns as well as the knifes and bows and arrows they were expected to own. This meant Custer's men were facing 3 times as many warriors as he had, who were more equipped in the white mans fire arms than them. Having known this a war veteran would have surely come up with alternative tactics. So you see, lack of and misinterpreted information led to unsuitable tactics. It was like a chain of events. Lack of knowledge meant lack of weapons and firepower, which meant poor tactics. This lack of knowledge could have so easily been avoided, by sending out some of their many Indian Scouts. Who could have quite easily got an insight into the size and firepower that the rival Indians had. But Custer' eyes were clouded with greed, he needed no scouts. Custer definitely went down in history. He went down as the General who led his men into worst military disaster in American History. What happened to the Sioux after the battle? Although the Indians won the Battle of the Little Bighorn, it was not a major event in Sioux history. Knowing that there would be severe punishment for their victory, the Indians immediately split up and traveled on so that the U. S. Cavalry would have a difficult time trying to find them. Eventually, they would be forced to live on reservations as their land went into the hands of the U. S. government for mining and farming. Something the Indians did not do or intend on doing. They had fought hard in a losing battle. They had success in the Battle of the Little Bighorn, but had lost their way of life. Their victory attracted even more discrimination and racism and gave the white men an extra incentive to wipe out the Plains Indians altogether. They would now be forced to live as the white men, be taught to farm crops and live in captivity. Some Indians killed themselves rather than live a false life with their humiliated and half annihilated brothers. So the Battle of the Little Bighorn was not really a victory for the Indians. They had fought with their lives, and what had they won, a life of shame, cruelty and eventually death. The reward for their victory was nothing.

An Important Theme of Family Relationships Free Essay Example, 1250 words

The two stories Tito s Goodbye by Cristina Garcia and Albert and Esene by Frances Khirallah Noblebear the theme of relationship. From these, one can learn the importance of good relationships with family, relatives, and friends. In Tito s Goodbye by Cristina Garcia, Tito has been depicted as an alienated person that does not value relationships. Different scenarios in the story show how Tito disregarded relationship with his family. For instance, Tito had not seen his brothers for a whole 5 years period (Spack 161). He also did not spend time with his daughter, who lived in another city. He even missed the wedding of his daughter, yet the presence of a father is important in a girl s wedding. Similarly, Tito had no relationship with his son. He had, in fact, sent him to an orphanage in another country. With regard to Haydee, his former wife, Tito had no good relationship with her and considered her as being after his money. Finally, Tito did not visit his father; neither did he t ake flowers to his mother s grave (Spack 161). This lack of relationship with family resulted in the miserable and lonely death of Tito; as no one was beside him at the time of his death, and after his death, save for his mistress, who came to identify Tito s body at the morgue. Similarly, in the story Albert and Esene by Frances Khirallah Noblebear, the theme of relationships is well brought out. We will write a custom essay sample on An Important Theme of Family Relationships or any topic specifically for you Only $17.96 $11.86/page